:root {
        --navy: #071a35;
        --blue: #0e4bb3;
        --blue2: #2563eb;
        --sky: #eaf2ff;
        --ink: #142033;
        --muted: #667085;
        --line: #e4e9f1;
        --soft: #f7f9fc;
        --gold: #c79a45;
        --shadow: 0 20px 60px rgba(13, 45, 89, 0.12);
    }

    * {
        box-sizing: border-box;
    }

    html {
        scroll-behavior: smooth;
    }

    body {
        margin: 0;
        font-family: Manrope, system-ui, sans-serif;
        color: var(--ink);
        line-height: 1.6;
    }

    a {
        text-decoration: none;
        color: inherit;
    }

    .container {
        width: min(1180px, 92%);
        margin: auto;
    }

    .section {
        padding: 46px 0;
    }

    .site-header {
        position: sticky;
        top: 0;
        z-index: 50;
        background: rgba(255, 255, 255, 0.92);
        backdrop-filter: blur(16px);
        border-bottom: 1px solid var(--line);
    }

    .nav-wrap {
        min-height: 78px;
        display: flex;
        align-items: center;
        gap: 28px;
    }

    .brand {
        display: flex;
        align-items: center;
        gap: 12px;
    }

    .brand-mark {
        width: 42px;
        height: 42px;
        border-radius: 13px;
        display: grid;
        place-items: center;
        color: white;
        font-weight: 800;
        background: linear-gradient(135deg, var(--navy), var(--blue2));
    }

    .brand-copy {
        display: flex;
        flex-direction: column;
        line-height: 1.1;
    }

    .brand-copy strong {
        font-size: 19px;
    }

    .brand-copy small {
        font-size: 10px;
        color: var(--muted);
        margin-top: 4px;
    }

    .nav {
        display: flex;
        gap: 28px;
        margin-left: auto;
    }

    .nav a {
        font-size: 14px;
        font-weight: 700;
        color: #3b475a;
    }

    .nav-cta {
        margin-left: 8px;
    }

    .menu-toggle {
        display: none;
        border: 0;
        background: none;
        font-size: 25px;
    }

    .btn {
        display: inline-flex;
        align-items: center;
        justify-content: center;
        padding: 13px 20px;
        border-radius: 12px;
        font-weight: 800;
        border: 1px solid transparent;
        cursor: pointer;
        transition: 0.25s;
    }

    .btn:hover {
        transform: translateY(-2px);
    }

    .btn-primary {
        background: linear-gradient(135deg, var(--blue), var(--blue2));
        color: #fff;
        box-shadow: 0 12px 28px rgba(37, 99, 235, 0.22);
    }

    .btn-secondary {
        background: #fff;
        border-color: #d7deea;
        color: var(--navy);
    }

    .btn-lg {
        padding: 16px 24px;
    }

    .full {
        width: 100%;
    }

    .fv-hero {
        background: url('/assets/aboutpage/top-form-bg.webp') center/cover no-repeat;
        padding-top: 50px;
        padding-bottom: 50px;
    }

    .hero-grid {
        display: grid;
        grid-template-columns: 1.15fr 0.85fr;
        align-items: center;
        gap: 72px;
    }

    .fv-hero h1 {
        margin: 18px 0 22px;
        font-family: "Playfair Display", serif;
        font-size: clamp(48px, 6vw, 80px);
        line-height: 1.02;
        letter-spacing: -2.5px;
        color: var(--navy);
    }

    .fv-hero h1 span {
        color: var(--blue);
    }

    .eyebrow {
        display: inline-flex;
        align-items: center;
        gap: 8px;
        color: var(--blue);
        font-weight: 800;
        font-size: 12px;
        text-transform: uppercase;
        letter-spacing: 1.6px;
    }

    .eyebrow:before {
        content: "";
        width: 30px;
        height: 2px;
        background: var(--gold);
    }

    .hero-text {
        font-size: 19px;
        color: #556176;
    }

    .hero-actions {
        display: flex;
        gap: 14px;
        margin: 32px 0;
    }

    .trust-row {
        display: grid;
        grid-template-columns: repeat(3, 1fr);
        gap: 20px;
        margin-top: 34px;
    }

    .trust-row div {
        padding-right: 20px;
        border-right: 1px solid var(--line);
    }

    .trust-row strong {
        display: block;
        font-size: 20px;
        color: var(--navy);
    }

    .trust-row span {
        font-size: 12px;
        color: var(--muted);
    }

    .hero-card {
        padding: 28px;
        border-radius: 28px;
        background: #fff;
        box-shadow: var(--shadow);
        border: 1px solid #dfe7f2;
    }

    .hero-card-top {
        display: flex;
        justify-content: space-between;
        font-weight: 800;
    }

    .live-pill {
        font-size: 11px;
        background: #e9f8ef;
        color: #16723b;
        padding: 7px 10px;
        border-radius: 999px;
    }

    .score-ring {
        width: 172px;
        height: 172px;
        margin: 24px auto;
        border-radius: 50%;
        display: grid;
        place-items: center;
        text-align: center;
        background: conic-gradient(var(--blue) 0 70%, #e6edf7 70%);
        position: relative;
    }

    .score-ring:after {
        content: "";
        position: absolute;
        inset: 14px;
        border-radius: 50%;
        background: #fff;
    }

    .score-ring div {
        position: relative;
        z-index: 1;
        display: flex;
        flex-direction: column;
    }

    .score-ring strong {
        font-size: 52px;
        color: var(--blue);
        line-height: 1;
    }

    .score-ring span {
        font-size: 11px;
        color: var(--muted);
        max-width: 90px;
    }

    .checklist {
        list-style: none;
        padding: 0;
    }

    .checklist li {
        padding: 9px 0;
        border-bottom: 1px solid var(--line);
        font-size: 14px;
    }

    .checklist li:before {
        content: "✓";
        color: var(--blue);
        font-weight: 900;
        margin-right: 10px;
    }

    .tiny-note {
        font-size: 11px;
        color: var(--muted);
        text-align: center;
    }

    .logos-band {
        padding: 28px 0;
        border-block: 1px solid var(--line);
    }

    .logos-band p {
        text-align: center;
        color: var(--muted);
        font-size: 13px;
    }

    .pill-row {
        display: flex;
        flex-wrap: wrap;
        justify-content: center;
        gap: 10px;
    }

    .pill-row span {
        padding: 9px 14px;
        background: var(--soft);
        border: 1px solid var(--line);
        border-radius: 999px;
        font-size: 12px;
        font-weight: 700;
    }

    .section-heading {
        max-width: 920px;
        margin-bottom: 46px;
    }

    .section-heading h2,
    .calculator-section h2,
    .proof-section h2,
    .founder-section h2,
    .consultation-section h2 {
        font-family: "Playfair Display", serif;
        color: var(--navy);
        font-size: clamp(36px, 4vw, 54px);
        line-height: 1.12;
        letter-spacing: -1px;
        margin: 12px 0;
    }

    .section-heading p,
    .calculator-section p,
    .proof-copy p,
    .founder-section p,
    .consultation-section p {
        color: var(--muted);
        font-size: 17px;
    }

    .services-grid {
        display: grid;
        grid-template-columns: repeat(3, 1fr);
        gap: 20px;
    }

    .service-card {
        padding: 30px;
        border: 1px solid var(--line);
        border-radius: 22px;
        background: #fff;
        transition: 0.25s;
    }

    .service-card:hover {
        transform: translateY(-5px);
        box-shadow: var(--shadow);
    }

    .service-card.featured {
        background: linear-gradient(145deg, var(--navy), #0b2d61);
        color: #fff;
    }

    .service-card.featured h3,
    .service-card.featured p,
    .service-card.featured a {
        color: #fff;
    }

    .service-card .icon {
        display: grid;
        place-items: center;
        width: 45px;
        height: 45px;
        border-radius: 13px;
        background: var(--sky);
        color: var(--blue);
        font-size: 22px;
    }

    .service-card h3 {
        font-size: 20px;
        line-height: 1.3;
        color: var(--navy);
    }

    .service-card p {
        color: var(--muted);
        font-size: 14px;
    }

    .service-card a {
        color: var(--blue);
        font-weight: 800;
        font-size: 13px;
    }

    .dark-section {
        background: var(--navy);
        color: #fff;
    }

    .section-heading.light h2 {
        color: #fff;
    }

    .process-grid {
        display: grid;
        grid-template-columns: repeat(5, 1fr);
        gap: 14px;
    }

    .process-card {
        padding: 24px;
        border: 1px solid rgba(255, 255, 255, 0.12);
        border-radius: 18px;
        background: rgba(255, 255, 255, 0.04);
    }

    .process-card span {
        color: #7fb0ff;
        font-weight: 800;
        font-size: 13px;
    }

    .process-card p {
        font-size: 13px;
        color: #b8c7dc;
    }

    .calculator-section {
        background: var(--soft);
    }

    .calculator-grid {
        display: grid;
        grid-template-columns: 1fr 1fr;
        gap: 70px;
        align-items: center;
    }

    .calculator-benefits {
        display: grid;
        gap: 10px;
    }

    .calculator-benefits div {
        display: flex;
        gap: 10px;
        align-items: center;
    }

    .calculator-benefits strong {
        width: 26px;
        height: 26px;
        border-radius: 50%;
        background: #e8f1ff;
        color: var(--blue);
        display: grid;
        place-items: center;
    }

    .calculator-card,
    .lead-form {
        background: #fff;
        border: 1px solid var(--line);
        border-radius: 26px;
        padding: 30px;
        box-shadow: var(--shadow);
    }

    .calculator-card label,
    .lead-form label {
        display: flex;
        flex-direction: column;
        gap: 7px;
        font-size: 12px;
        font-weight: 800;
        color: #344054;
        margin-bottom: 14px;
    }

    input,
    select {
        width: 100%;
        padding: 13px 14px;
        border: 1px solid #d7deea;
        border-radius: 11px;
        font: inherit;
        box-sizing: border-box;
    }

    .result-box {
        margin-top: 18px;
        padding: 20px;
        border-radius: 16px;
        background: #f1f6ff;
        border: 1px solid #dbe8ff;
        display: flex;
        flex-direction: column;
    }

    .result-box strong {
        font-size: 32px;
        color: var(--blue);
    }

    .result-box small,
    .result-box span {
        color: var(--muted);
    }

    .text-link {
        display: block;
        text-align: center;
        color: var(--blue);
        font-weight: 800;
        margin-top: 15px;
    }

    .proof-grid,
    .founder-grid,
    .consultation-grid {
        display: grid;
        grid-template-columns: 1fr 1fr;
        gap: 70px;
        align-items: center;
    }

    .proof-list {
        display: grid;
    }

    .proof-list div {
        display: flex;
        gap: 18px;
        align-items: center;
        padding: 17px;
        border-bottom: 1px solid var(--line);
    }

    .proof-list span {
        font-size: 12px;
        color: var(--blue);
        font-weight: 800;
    }

    .insights-section {
        background: #fbfcfe;
    }

    .inline-heading {
        display: flex;
        justify-content: space-between;
        align-items: end;
        max-width: none;
    }

    .insights-grid {
        display: grid;
        grid-template-columns: repeat(3, 1fr);
        gap: 20px;
    }

    .insight-card {
        padding: 28px;
        background: #fff;
        border: 1px solid var(--line);
        border-radius: 20px;
    }

    .insight-card span {
        font-size: 11px;
        text-transform: uppercase;
        color: var(--blue);
        font-weight: 800;
    }

    .insight-card h3 {
        font-size: 21px;
        line-height: 1.35;
        color: var(--navy);
    }

    .insight-card p {
        font-size: 14px;
        color: var(--muted);
    }

    .insight-card a {
        font-size: 13px;
        color: var(--blue);
        font-weight: 800;
    }

    .portrait-placeholder {
        min-height: 460px;
        border-radius: 30px;
        background: linear-gradient(145deg, #dce8f8, #eef3fa);
        display: grid;
        place-items: center;
        color: #6a7b92;
        border: 1px dashed #aab8c9;
    }

    .founder-visual {
        position: relative;
    }

    .founder-badge {
        position: absolute;
        left: 24px;
        right: 24px;
        bottom: 24px;
        background: rgba(7, 26, 53, 0.92);
        color: #fff;
        padding: 18px 20px;
        border-radius: 16px;
        display: flex;
        flex-direction: column;
    }

    .credentials {
        display: flex;
        flex-wrap: wrap;
        gap: 10px;
    }

    .credentials span {
        font-size: 12px;
        font-weight: 700;
        padding: 9px 12px;
        border-radius: 999px;
        background: var(--soft);
        border: 1px solid var(--line);
    }

    .consultation-section {
        background: linear-gradient(145deg, #eef4ff, #f9fbff);
    }

    .consult-points {
        list-style: none;
        padding: 0;
        display: flex;
        gap: 20px;
        flex-wrap: wrap;
    }

    .consult-points li:before {
        content: "✓";
        color: var(--blue);
        margin-right: 7px;
    }

    .form-row {
        display: grid;
        grid-template-columns: 1fr 1fr;
        gap: 14px;
    }

    .checkbox {
        flex-direction: row !important;
        align-items: flex-start;
    }

    .checkbox input {
        width: auto;
    }

    .footer {
        padding: 18px 0;
    }

    .footer-grid {
        display: grid;
        grid-template-columns: 1.6fr 1fr 1fr 1.4fr;
        gap: 38px;
    }

    .footer-grid>div {
        display: flex;
        flex-direction: column;
        gap: 9px;
    }

    .footer-grid p,
    .footer-grid a,
    .footer-grid span {
        color: #aabbd2;
        font-size: 14px;
    }

    .footer-bottom {
        display: flex;
        justify-content: space-between;
        border-top: 1px solid rgba(255, 255, 255, 0.1);
        padding-top: 18px;
        margin-top: 38px;
        color: #7f93ad;
        font-size: 11px;
    }

    .whatsapp-float {
        position: fixed;
        right: 22px;
        bottom: 22px;
        background: #1aa260;
        color: #fff;
        padding: 13px 17px;
        border-radius: 999px;
        font-weight: 800;
        box-shadow: 0 14px 30px rgba(15, 91, 53, 0.25);
    }

    @media (max-width: 960px) {

        .hero-grid,
        .calculator-grid,
        .proof-grid,
        .founder-grid,
        .consultation-grid {
            grid-template-columns: 1fr;
        }

        .services-grid,
        .insights-grid {
            grid-template-columns: 1fr 1fr;
        }

        .process-grid {
            grid-template-columns: 1fr 1fr;
        }

        .footer-grid {
            grid-template-columns: 1fr 1fr;
        }
    }

    @media (max-width: 640px) {
        body {
            overflow-x: hidden;
            width: 100vw;
        }

        .container {
            width: 100% !important;
            padding-left: 20px !important;
            padding-right: 20px !important;
            margin: 0 !important;
            box-sizing: border-box;
        }

        .section {
            padding: 72px 0;
        }

        .fv-hero h1 {
            font-size: clamp(34px, 8vw, 44px);
        }

        .hero-actions {
            flex-direction: column;
        }

        .trust-row,
        .services-grid,
        .insights-grid,
        .process-grid,
        .form-row {
            grid-template-columns: 1fr;
        }

        .inline-heading {
            align-items: flex-start;
            gap: 20px;
            flex-direction: column;
        }

        .footer-grid {
            grid-template-columns: 1fr;
        }

        .footer-bottom {
            flex-direction: column;
            gap: 8px;
        }

        .brand-copy small {
            display: none;
        }

        .calculator-card,
        .hero-card,
        .lead-form {
            padding: 15px;
            width: 100%;
            margin: 0 auto;
            box-sizing: border-box;
        }

        .g-recaptcha {
            transform: scale(0.85);
            transform-origin: 0 0;
        }
    }

    /* Updated actual logo */
    .logo-brand img {
        display: block;
        width: 190px;
        height: auto;
        object-fit: contain;
    }

    .footer-logo-brand {
        display: inline-flex;
        width: max-content;
        padding: 10px;
        border-radius: 14px;
        background: #ffffff;
    }

    .footer-logo-brand img {
        width: 185px;
    }

    @media (max-width: 640px) {
        .logo-brand img {
            width: 155px;
        }
    }

    /* Retirement calculator formula */
    .formula-box {
        margin-top: 18px;
        border: 1px solid var(--line);
        border-radius: 14px;
        background: #fbfcff;
        overflow: hidden;
    }

    .formula-box summary {
        cursor: pointer;
        padding: 14px 16px;
        color: var(--navy);
        font-size: 13px;
        font-weight: 800;
        list-style: none;
    }

    .formula-box summary::-webkit-details-marker {
        display: none;
    }

    .formula-box summary:after {
        content: "+";
        float: right;
        color: var(--blue);
        font-size: 18px;
    }

    .formula-box[open] summary:after {
        content: "−";
    }

    .formula-content {
        padding: 0 16px 16px;
        border-top: 1px solid var(--line);
    }

    .formula-content p {
        margin: 14px 0 5px;
        font-size: 12px;
        color: var(--ink);
    }

    .formula-content code {
        display: block;
        padding: 11px 12px;
        border-radius: 10px;
        background: #eef4ff;
        color: #153d78;
        font-family: Manrope, system-ui, sans-serif;
        font-size: 12px;
        white-space: normal;
    }

    .formula-content small {
        display: block;
        margin-top: 14px;
        color: var(--muted);
        line-height: 1.5;
    }

    .logo-brand img {
        display: block;
        width: 205px;
        height: auto;
        object-fit: contain;
    }

    .footer-logo-brand {
        display: inline-flex;
        width: max-content;
        padding: 10px 12px;
        border-radius: 14px;
        background: #fff;
    }

    .footer-logo-brand img {
        width: 195px;
    }

    @media (max-width: 640px) {
        .logo-brand img {
            width: 160px;
        }
    }